Buying a Home

3 Keys To Hitting Your Homeownership Goals in 2024

3 Keys To Hitting Your Homeownership Goals in 2024

If you're planning to buy or sell a home in 2024, understanding today's housing market, defining your goals, and working with industry professionals can be the key to achieving homeownership success. In this blog post, The Jill Smith Team, your ...

Read More
Saving for a Down Payment?

Saving for a Down Payment?

The graph above highlights the misconception that a 20% down payment is required to purchase a home. However, according to the National Association of Realtors (NAR), the median down payment for all homebuyers today is only 14%, and for first-time ...

Read More
Where Have the the Real Estate Unicorns Gone

Where Have the the Real Estate Unicorns Gone

Today’s Real Estate Market: The ‘Unicorns’ Have Galloped Off Comparing real estate metrics from one year to another can be challenging in a normal housing market. That’s due to possible variability in the market making the ...

Read More
Why Buying a Vacation Home Beats Renting One

Why Buying a Vacation Home Beats Renting One

Why Buying a Vacation Home Beats Renting One This Summer For many of us, visiting the same vacation spot every year is a summer tradition that’s fun, relaxing, and restful. If that sounds like you, now’s the time to consider your plans ...

Read More
Facts About Closing Costs

Facts About Closing Costs

Facts About Closing Costs Some Highlights If you’re thinking about buying a home, be sure to plan for closing costs. Closing costs are typically 2% to 5% of the total purchase price of a home, and they can include things like government ...

Read More
What You Should Know About Rising Mortgage Rates

What You Should Know About Rising Mortgage Rates

What You Should Know About Rising Mortgage Rates After steadily falling over the winter, mortgage rates have started to rise in recent weeks. This is concerning to some potential homebuyers as the combination of higher mortgage rates and ...

Read More
Ways to Use Your Home Equity

Ways to Use Your Home Equity

If you’re a homeowner, odds are your equity has grown significantly over the last few years as home prices skyrocketed and you made your monthly mortgage payments. Home equity builds over time and can help you achieve ...

Read More